A sports insurance for all your adventures, do you know it?

If you are going to do adventure sports, there is nothing like having an insurance policy that provides you with special assistance in case you need it. For example, if you usually go on mountain treks, both nationally and internationally. Here is everything you need to know about this type of policy, which not everyone knows about but which is essential for a peaceful experience.

Why go for sports insurance

If you usually do adventure sports and you are wondering what a sports insurance can offer you or why you should opt for a policy of these characteristics, pay attention. In this sense, one of the most complete sports insurance policies you can find on the market is Totalsports from Intermundial, which can now also be accessed with a discount on the 10% of its price by applying the Intermundial discount code. 

If you want to know more, these are some of the covers offered by this insurance that will allow you to do sports such as mountain sports in a safe and responsible way.

24-hour international medical assistance

Wherever you are, your sports health insurance can offer you international medical assistance 24 hours a day. In this way, you will be able to resolve any incident from anywhere in the world. All this while being attended at all times by professionals with extensive experience who will offer you their attention ¡ from Spain and who are trained and know perfectly the particularities of each country and how to carry out the most serious and complex operations, such as repatriations if necessary.

Coverage in case of cancellation and/or interruption of the trip

Similarly, this insurance also offers full coverage in case of cancellation and/or interruption of the trip. In this way, you will have the peace of mind of being able to book as far in advance as you wish because you will have insurance that covers you for cancellation. Therefore, you won't have to worry if something unexpected happens at the last minute that prevents you from taking the trip or means you have to interrupt it, because you will be able to get your money back. 

This includes everything from the cancellation of the trip due to illness, to work-related reasons, or legal issues, among others. In short, you will have to inform yourself in advance of the causes that are covered and if the reasons for the cancellation are covered, you will be able to recover the money.

Thus, the cancellation service can be selected as an option to be included as if it were an additional cover in a travel assistance insurance, or it can be included as an option, as required and desired.

Insurance with baggage cover

When you do sports tourism you often take special equipment with you, which is often quite expensive. It is important to cover your luggage with insurance in case of loss. When you obtain this type of cover, among other things, you will be reimbursed for the cost of the basic necessities you carry. 

In this way, when there are delays in the delivery of luggage of 12 hours or more on the outward journey or of at least 48 hours on the return journey, the insurance will take charge of reimbursing the basic necessities that may be needed during the trip. Precisely in sports insurance, such as that of TotalSports, the cost of renting sports equipment is covered both for delays and accidental breakage, among other coverage offered.

In addition, the company also covers the cost of managing those documents that are essential when making a trip and which have been lost or may have been stolen. This includes credit cards, passports and visas, among others.

Coverage for loss of services

Another type of cover offered is for loss of services. For those who do not know how this materialises, it is a type of cover that allows the user to recover the costs of those travel bookings that cannot be made due to factors beyond their control. For example, there may be overbooking on a flight with the readjustment at the time of travel that this entails, among others.